The only platform that monitors your payment data and automatically fixes interchange downgrades in real time. No processor switch required.
Rivet Already Works With Your Existing Processors
Processing fees shift constantly due to ongoing card network rule changes. Most companies have no way to see it happening, let alone fix it.
When transaction data doesn't meet card network rules, merchants pay higher interchange fees automatically, on every transaction. Most don't find out how much until they look.
Keeping up with card network rules, fixing transaction data, and recovering interchange costs requires deep expertise and dedicated headcount. Historically, only the largest enterprises could staff for it.
Rivet automates what enterprise payments teams do manually by monitoring every transaction for interchange and data quality problems, and fixing the underlying issue in real time.
Every interchange downgrade traces back to the same root cause: transaction data that doesn't meet card network requirements. Fix the data automatically, on every transaction, and the fees correct themselves. That's the premise behind everything Rivet does.
Rivet connects to your existing processors and automatically audits, monitors, and optimizes your payment data. The result is recovered interchange costs without adding headcount or making any major changes to your payment stack.
We analyze your transaction data and identify exactly where card network rule violations are costing you; with specific dollar savings broken down by processor and transaction type. Most customers discover material savings with the initial audit.
Like a credit score for your payments operation, RivetMonitor runs continuously; catching card network rule changes, payload data breakage, and unexpected cost spikes automatically. The first time you find out about a problem shouldn't be your monthly statement.
Rivet enriches transaction payloads in real time before they reach your processor; correcting the data issues that trigger interchange downgrades on every transaction, automatically. This is what separates Rivet from every analytics-only tool on the market.
We run a free audit on your transaction data and return specific findings broken down by processor, card type, and transaction category. You'll know precisely what Rivet can recover before signing anything.
Rivet is low to no-code for most engineering teams. Connecting to your existing processors takes hours, not weeks. Your dev team plugs Rivet in, and optimization starts immediately.
A 10 bps improvement at $100M in annual processing saves $100K a year. At $1B, it's $1M, with zero additional work from your team. High growth companies get the most out of Rivet because the value compounds as volume scales.
We've never run an audit that didn't find savings. Most companies discover six to seven figures in their first audit. We've anonymized the names. The numbers are real.
Start with a free audit. No contract, no commitment.
Just a clear picture of what your payment data is actually costing you.