Rivet delivers real-time transaction intelligence to diagnose issues, identify trends, and automatically optimizes every payment to reduce fees. That's the expertise it'd take months to build in-house, now via API.
Rivet Works With Your Existing Processors


When card transaction data is incomplete or incorrect, it automatically downgrades to a higher processing rate, creating a hidden cost you won't spot until the statement arrives.
Card network rules change constantly, driving up fees unnoticed.
One audit revealed $1.4M in lost savings from a single silent data issue. No errors occurred, just daily lost margin.
RivetMonitor detected $18K in processor credits in one week for an unclaimed volume tier.
Visa and Mastercard update rules twice a year. Catching fee hikes on your monthly statement is already too late.
“The rules change constantly, and almost nobody has the bandwidth to track it in real time. Rivet does that work for us, and catches problems long before they'd ever show up on a statement.”
Rob NathanCEO, Run Payments
Rivet connects to your existing processors to automatically audit, monitor, and optimize your payment data.
Analyzes transaction data to expose exact cost leaks broken down by processor, card brand and type.
Monitors payments continuously to detect payload errors, rule changes, and cost spikes before your statement arrives.
Enriches payload data in real time before reaching processors, fixing issues that cause downgrades before they cost you.
Get a free, detailed audit showing exact dollar savings across your processors before signing anything.
Low-to-no-code integration. Connect existing processor credentials without any heavy lifting from your engineers.
Savings compound as you grow, from $100K saved at $100M processing volume to $1M saved at $1B volume.
A single unified dashboard across all your payment processors.
100% of our audits reveal actionable cost reductions. We let the data speak for itself.
Missing Visa business-card data (CEDP) drove 78% of it.
Missing Visa business-card data (CEDP) drove 59% of it.
After analyzing $606M in volume across two processors, mostly from missing Visa token and authentication data.
After analyzing $32.7M in processing volume over 4.5 months, with the biggest opportunity coming from Visa CEDP downgrades.
No. All payloads are tokenized before reaching our API, with untokenized calls automatically rejected. We run on AWS PCI‑compliant infrastructure.
You test before going live. If an optimization check ever times out, the original transaction passes through unchanged with zero latency and zero risk of decline.